Pension Plans
Many individuals are concerned with their monetary situation at the time of their retirement. Will the money they are saving be sufficient for retirement? Will their savings be adequate funding their children’s education?

Pension Plans allows employees to plan for their future and maximize their "take-home" pay. Pension Plans are qualified retirement plans that comply with the Department of Labor and IRS requirements. It allows employees to save money for retirement with out paying taxes today; in turn, the tax burden of both the employees and employers is greatly reduced. In retirement years, when the individual begins to use their savings, again they profit because they will be placed in a lower tax bracket.

Because of its unique plan design, pension plans allow the majority of the contribution to go to the owner, if that is the company’s objective. Administration costs drop from minimal to none, depending on which association you have chosen.

Contractors Benefits Service will help you chose a plan, that suits your operational needs from a list of dependable associations:

• Aetna
• American Funds
• Lincoln
• Signa
• Guardian
• Principal
• Other Mutual Funds

Please select from the links at the right for more details of our services offered...